Hair transplantation can be a significant financial investment for individuals looking to restore their hair. Various financing and payment options are available to make this procedure more accessible.
Cost of Hair Transplantation
- The cost of a hair transplant can vary based on the number of grafts needed, the method used, and the clinic chosen.
- Specific price points mentioned include $4,000, $6,000, $8,000, and $10,000, with respective monthly payments estimated at $95, $143, $190, and $238 over 60 months 2.
- Additionally, there’s a special offer for FUE or FUT procedures at $2.50/graft for the first 10 patients each month 2.
Financing Options
- Hair transplant financing options are available through various third-party lenders, making the procedure attainable with convenient monthly payments 123.
- Patients can finance their hair transplant procedure for as low as $95 per month 2.
- Monthly payments for most patients end up ranging between $70–$300, depending on the amount financed, terms, and individual credit scores 1.
- Financing terms can extend to 24, 36, 48, or 60 months, with the availability of different programs from lenders offering APRs ranging from 3.99% to 28.99% 1.
Third-Party Lenders and Programs
- Bosley mentions that credit applications are accepted from U.S. residents only, while Canadian residents can apply through Medicard 1.
- Natural Transplants offers third-party financing through Cherry, HCS (becoming Ally Lending), and CareCredit 3.
- Cherry provides a payment plan with a soft credit check that does not impact your credit score 3.
- HCS (Ally Lending) offers terms including a zero percent interest option for 6 months and longer terms beginning at 9.99% APR 3.
- CareCredit offers 6 months of interest-free financing and longer terms at 16.9% APR, without prepayment penalties 3.
Sample Monthly Payment Plans
- Sample plans for loan amounts ranging from $8,000 to $15,000 are provided, showing different terms and APRs 3.
- These plans are for sample purposes only, and actual terms will vary based on multiple factors 3.
Steps to Apply for Financing
- Schedule a consultation with a hair restoration specialist to determine the number of grafts you’ll need, which will inform the total cost of your procedure 1.
- Explore the financing options provided by the clinic or third-party lenders 123.
- Submit an online application and/or provide information to the clinic for financing 1.
- Review the terms and conditions provided by the selected lender and understand the commitment before agreeing to the financing plan 1.
If you are considering a hair transplant and the cost is a significant factor, it’s essential to thoroughly explore all of your financing options to find the most suitable plan for your budget and needs.